01 - Heat a large skillet over medium-high heat. Add the ground beef and cook for 5-7 minutes, breaking apart with a wooden spoon until evenly browned. Drain excess fat from the skillet.
02 - Sprinkle taco seasoning over the cooked beef and pour in the water. Stir thoroughly to combine, reduce heat to medium-low, and simmer for 3-5 minutes until the sauce thickens and coats the meat. Remove from heat and keep warm.
03 - Preheat your oven to 400°F for melting the cheese.
04 - Arrange tortilla chips in a single layer across large baking sheets or oven-safe serving platters. Avoid overcrowding to ensure even heating.
05 - Distribute shredded cheddar and Monterey Jack cheeses evenly over the chips, covering the surface thoroughly.
06 - Bake for 5-7 minutes until the cheese is fully melted and bubbly. Watch closely to prevent burning.
07 - Transfer the cheesy chips to your serving table. Arrange bowls of seasoned beef, nacho cheese sauce, black beans, sour cream, guacamole, pico de gallo, olives, jalapeños, tomatoes, red onion, and fresh cilantro around the platter.
08 - Place lime wedges alongside the spread for guests to squeeze over their creations. Allow everyone to build their own nachos starting with the cheesy chip base.